AGGREGATOR SOLUTIONS

Every Payment Rail.
Orchestrated Seamlessly.

Connect once to PayOrbit and accept payments through 50+ payment modes across India. Our smart routing engine directs each transaction to the optimal acquiring bank for maximum conversion and zero downtime.

Dynamic Cascade Routing

Automated Failover & Optimization

Never suffer revenue loss during bank gateway downtimes. PayOrbit actively monitors acquiring bank latencies and transaction success probabilities, rerouting traffic in milliseconds to the healthiest gateway available.

Latency: < 150ms 99.8% Success Rate Multi-Acquirer Redundancy

Unified UPI Intent & Dynamic QR

Sub-Second Checkout Flow

Provide your mobile users with a 1-tap UPI app switcher (PhonePe, Google Pay, Paytm, BHIM, CRED). For desktop shoppers, generate dynamic high-resolution QR codes that verify payments via real-time webhooks.

Native Mobile Intent Dynamic Auto-Expire QR Zero VPA Typing Needed

Card Orchestration & Tokenization

Visa, Mastercard, RuPay & Amex

Accept domestic and international credit/debit cards with RBI-compliant tokenization and 3DS 2.0 frictionless authentication. Benefit from intelligent BIN-level routing to minimize false declines.

RBI Tokenization Vault 3DS 2.0 Frictionless Global & Domestic Cards

50+ Banks NetBanking Switch

Direct Banking Connectors

Offer direct internet banking options from all tier-1 and public sector Indian banks (HDFC, ICICI, SBI, Axis, Kotak, PNB). High-availability connections ensure swift bank authorization with minimal drop-offs.

50+ Indian Banks Corporate & Retail Banking Direct Bank Integrations

24x7 Instant Payouts Engine

IMPS, NEFT, RTGS & UPI Transfers

Automate disbursements to vendors, creators, affiliates, and customers in real-time. Execute single or bulk payouts directly from your merchant portal or via our secure developer Payout REST API.

Penny Drop Verification Instant Bulk IMPS/UPI Automated Beneficiary Checks

Chargeback & Fraud Shield

Bank-Grade Risk Management

Safeguard your merchant account from high-velocity attacks and fraudulent payments. Our rule-based risk engine automatically evaluates transactions against fraud databases, saving you dispute fees.

Real-Time Velocity Checks IP & Geolocation Scoring Instant Dispute Alerts
SETTLEMENT GUARANTEE

Lightning-Fast T+0 & T+1 Settlements

Liquidity is vital for business growth. PayOrbit offers tailored settlement schedules that deposit your processed transaction volume directly into your linked bank account every day, including bank holidays.

Same-Day T+0 Express Settlement
Automated Daily Reconciliation
Zero Reserve Holdbacks (Eligible)
Detailed UTR Bank Matching Reports
T+0
Instant Liquidity Access

Disburse payouts or receive customer funds on the exact same day.

Get Started with T+0
Ready For Integration

Supercharge Your Checkout with PayOrbit

Connect once to our unified aggregator engine and unlock India's most resilient payment rails. Higher conversions, zero downtime, and instant settlements await.